| Variable | Longer version | Shorter version |
| A3. Have you applied for any type of credit or loan in the last five years? | 4.9 | 5.9 |
| B6. Have you been contacted by a creditor or debt collector trying to collect a past-due debt from you? | 3.2 | 2.4 |
| C14. How many different debt collectors have contacted you? (among those contacted) | 3.6 | 3.8 |
| D24. Have you disputed a debt with a creditor or debt collector? (among those contacted) | 4.6 | 2.7 |
| G39. Age categorical | 4.4 | 3.4 |
| G40. Highest level of education | 4.6 | 3.5 |
| G41. Hispanic origin | 4.9 | 4.1 |
| G43. Is English your preferred language? | 4.1 | 3.5 |
| G44. Do you have a mobile phone? | 5.8 | 4.0 |
| G51. Total annual HH income (in categories) | 5.6 | 6.9 |
| G52. How did your income compare to a “normal” year? | 4.6 | 5.9 |