Characteristic Incentive
No incentive
Counts % Counts %
Age
 18–24 0 0.0% 1 0.4%
 25–34 14 4.2% 11 4.6%
 35–44 41 12.2% 24 10.1%
 45–54 71 21.1% 49 20.6%
 55–64 82 24.4% 68 28.6%
 65–97 128 38.1% 85 35.7%
 Missing 14 4.0% 9 3.6%
Homeownership
 Owns or is buying 296 86.8% 213 87.3%
Stock ownership*
 Yes 209 63.5% 171 72.5%
Region
 West 66 18.9% 50 20.2%
 Midwest 85 24.3% 70 28.3%
 Northeast 78 22.3% 50 20.2%
 South 121 34.6% 77 31.2%
Income
 Under $10,000 14 4.3% 7 3.0%
 $10,000–$14,999 9 2.8% 7 3.0%
 $15,000–$19,999 23 7.1% 15 6.4%
 $20,000–$29,999 34 10.5% 25 10.7%
 $30,000–$39,999 24 7.4% 26 11.2%
 $40,000–$49,999 37 11.4% 24 10.3%
 $50,000–$59,999 27 8.3% 21 9.0%
 $60,000–$74,999 41 12.6% 27 11.6%
 $75,000–$99,999 39 12.0% 20 8.6%
 $100,000–$124,999 36 11.1% 19 8.2%
 $125,000–$149,999 11 3.4% 22 9.4%
 $150,000–$174,999 8 2.5% 6 2.6%
 $175,000 or more 22 6.8% 14 6.0%
 Missing 25 7.1% 14 5.7%